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Commercial General Liability Policies

Commercial General Liability Policies are designed to cover the bodily injury and property damage liability exposures related to operating a commercial venture. The basic areas covered by a CGL policy include the ownership or use of the premises, defined contractual agreements, products manufactured, sold, or distributed, completed operations, personal and advertising injury, and medical payments. All coverages are subject to policy definitions, exclusions, and limitations; the basic CGL policy coverage form can be customized and tailored with a multitude of optional endorsements that broaden, delete, or restrict coverages.

Ask an HSA team member how your business can benefit from this policy.